Advantages of ScoreExpat
You can create your tailor-made international insurance plan whatever your job, leisure interests and sport activities.
You can choose from three geographical areas of cover: World, World excluding USA, or Africa only for medical benefits. All other plans are worldwide except the International protection pack which excludes USA and Canada.
The option of insurance continuity between international health coverage and Swiss health coverage: no waiting period and a similar local cover.
A lifetime international medical insurance cover guarantee whatever your age and health.
You choose the doctor, specialist and medical facility in a specific country, region or city.
ScoreExpat offers a full package of assistance services to you and your family in case of any accident, hospitalization, death
International protection package: personal civil liability + legal protection
- • Personal liability insurance, which covers personal injury and material damage caused to third parties of up to CHF 5’000’000 per year and per event
- • Legal criminal assistance, which pays for your legal expenses and securities of up to CHF 360’000 in Europe and CHF 70’000 outside Europe (except the United States and Canada)
Accidental death and disability
- • A capital sum of CHF 50,000 is payable to the beneficiaries of the policy following the accidental death of the insured person
- • A capital sum of CHF 150,000 is payable to the insured person following accidental permanent disability
Kidnap & ransom
- • Coverage in the event of a kidnapping and ransom demand, extortion, illegal detention and hijacking of up to 50 million € per claim
- • This coverage offers unlimited professional services in terms of time and cost
This service provides you with immediate telephone support by an experienced team of healthcare professionals
High quality personalized services
Our team of professional, multilingual helpline staff is available 24/7 to handle your policy enquiries.
You will receive your ScoreExpat Welcome Pack with all the key information about your policy and your personalised membership card.
We offer a range of convenient Online Services, including the facility to view policy documents, check cover details and track claims and remaining benefit limits. You can manage your medical policy 24/7 in 6 different languages.
Quality claims management and services
Automatic emails are sent out to you to inform you of the status of your refund requests throughout every stage of the process. Reimbursements by cheque or bank transfer are made in more than 140 currencies to more than 150 countries.
Your hospital bills are paid directly by us when possible. No out-of-pocket expenses!!
You will have access to 3’800 medical centres worldwide, 4’000 hospitals and 460’000 doctors in the United States.